Required Minimum Distribution (RMD)The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from some types of retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions.
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IMPORTANT REMINDER: This calculator has been updated for the SECURE Act of 2019. However, while the new law is effective as of January 1st, 2020 the IRS has not released procedures for its implementation. Future IRS published procedures may have an impact on enforcement and interpretation of the Act.