COVID-19 -> ALL Content, COVID-19 -> CARES Act, LPL Financial and Market Research / April 01, 2020

Coronavirus, Aid, Relief, and Economic Security (CARES) Act; Key Components Overview

INDIVIDUAL ASSISTANCE Recovery Rebates Provides all U.S. residents with an adjusted gross income of $75,000 or less $1,200 for singles and heads of households ($2,400 for married couples filing joints returns). The rebate is phased out by $5 for every $100 over $75,000 that an individual receives and phased-out completely...

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COVID-19 -> ALL Content, COVID-19 -> CARES Act, LPL Financial and Market Research / April 01, 2020

Coronavirus, Aid, Relief, and Economic Security, CARES Act

On March 27, 2020, in response to the COVID-19 global pandemic, Congress passed the Coronavirus, Aid, Relief, and Economic Security (CARES) Act. This is historic and sweeping legislation created to help keep workers paid and employed, allow businesses to remain operational, make necessary health care system enhancements and stabilize the...

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COVID-19 -> ALL Content, COVID-19 -> CARES Act, DOLLARS & SENSE Radio Show / March 29, 2020

Marion Joins Marc LIVE, COVID-19 CARES Act

CARES ACT PASSES. This is historic and sweeping legislation created to help keep workers paid and employed, allow businesses to remain operational, make necessary health care system enhancements and stabilize the economy. Marc and Marion highlight key components of the Coronavirus, Aid, Relief, and Economic Security (CARES) Act. #StayTogetherApart DISCLOSURES:...

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COVID-19 -> ALL Content, Fraud Protection Prevention / March 25, 2020

Avoiding COVID-19 Scams

Scammers, fraudsters, and other criminals are taking advantage of rapidly changing data and facts associated with COVID-19, both in the workplace and in our homes. Government agencies, corporations, and news outlets continue to warn individuals to be mindful of increased fraudulent activities during these uncertain times. These scams, which can...

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COVID-19 -> ALL Content, COVID-19 -> Economic Updates, DOLLARS & SENSE Radio Show, Market Commentary / March 22, 2020

Marion Joins Marc LIVE, COVID-19 Not the time to Speculate Market Movement

This is not the time to panic. If history tells us anything, bear markets don’t last forever, and the markets will once again rise to record levels. Trying to speculate market movements in volatile times has proven to be a dangerous strategy #StaySafe out there. DISCLOSURES: During Dollars & Sense...

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COVID-19 -> ALL Content, COVID-19 -> Client Communications, COVID-19 -> Economic Updates / March 18, 2020

Coronavirus and Your Portfolio, Freedman Financial Responds via Video

Our experience suggests that patience is rewarded. We’ll continue to guide you through this treacherous terrain and help you arrive safely on the other side....

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COVID-19 -> ALL Content, COVID-19 -> Client Communications, COVID-19 -> Economic Updates / March 17, 2020

It doesn’t feel that way now, but history suggests we’ll recover. Let’s walk through it together.

When word of the coronavirus emerged from China in early January, we had no idea of the seismic impact it would have on our globe. Today, in Massachusetts, schools, retails stores, and restaurants are closed. Entertainment venues are empty, and life-cycle celebrations are on hold. How quickly the world has...

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COVID-19 -> ALL Content, COVID-19 -> Economic Updates / March 13, 2020

But Here’s How the Coronavirus Crisis is Different

A plunging stock market. The widening shadow of recession. Fed interest rate cuts and government stimulus. It’s beginning to feel a lot like 2008 again. And not in a good way. For many Americans, the stomach-churning market drops and growing recession talk of the past few weeks – triggered by...

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COVID-19 -> ALL Content, COVID-19 -> Client Communications, COVID-19 -> Economic Updates / March 12, 2020

Government Takes Forceful Steps Towards Safety, Freedman Financial Responds

March 12, 2020 – Marc and Marion share a letter sent to Freedman Financial Clients Dear Clients, Last night the President announced that the administration is taking forceful steps to contain the Coronavirus (COVID-19) and protect our citizens. Businesses, schools, non-profits and entertainment venues have also established guidelines that encourage...

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COVID-19 -> ALL Content, COVID-19 -> Client Communications, COVID-19 -> Economic Updates / March 09, 2020

Patient Investors are Well Rewarded, Freedman Financial Responds to Coronavirus Impact

March 9, 2020 – Marc and Marion share a letter sent to Freedman Financial Clients Dear Clients, After experiencing volatility in the stock market due to the Coronavirus, today we faced another wrinkle – declining oil prices. OPEC members have not been able to agree on oil output and prices,...

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COVID-19 -> ALL Content, COVID-19 -> Client Communications, COVID-19 -> Economic Updates / February 25, 2020

Coronavirus Causes Market Turbulence, Freedman Financial Responds

February 25, 2020 The past few days have been challenging for the markets. And as the number of Coronavirus cases outside of China jumps, there still may be more turbulence in the weeks that follow. Like any virus outbreak, the fear of the unknown creates uncertainty. Market overreaction is normal,...

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Freedman Financial, Marc Freedman, Press / January 31, 2020

Nationally Recognized and Ranked in the 2020 Top 20 Best-In-State for Massachusetts

FOR IMMEDIATE RELEASE [PEABODY, MA] — [January 28, 2019] – Marc Freedman of Freedman Financial was recently ranked No. 19 in Massachusetts* in Forbes’ annually published Best-In-State Wealth Advisors. According to Forbes, the annual list highlights over 4,000 of the nation’s top-performing advisors, nominated by their firms and then evaluated...

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Business Owner, DOLLARS & SENSE Radio Show, Secure Act / January 22, 2020

SECURE ACT: Impact on Small Business Retirement Plan Offering (Podcast)

SECURE ACT: Impact on Small Business Retirement Plan Offering Hosted by CFP® Marc Freedman of Freedman Financial, “Dollars & Sense” is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Secure Act / January 20, 2020

SECURE ACT: How does it Impact You? VLOG

Dollars & Sense THIS SEGMENT: SECURE ACT: How Does it Impact You? 1/12/20-s2...

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Scholarship / January 16, 2020

Freedman Financial Now Accepting 2020 Scholarship Submissions

It’s Scholarship Time! The Freedman Financial Associates Inc. Scholarship was created to heighten the awareness of personal financial planning, and fiscal responsibility among graduating high school seniors. Now in its 21st year, the Freedman Financial has collectively awarded more than $20,000 to past winners. Eligibility: Any graduating high school student...

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Beneficiary, DOLLARS & SENSE Radio Show, Estate Planning, Secure Act / January 13, 2020

SECURE ACT: Impact on Handling Wealth Transfer, (Podcast)

SECURE ACT: Impact on Handling Wealth Transfer Hosted by CFP® Marc Freedman of Freedman Financial, “Dollars & Sense” is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make smart...

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DOLLARS & SENSE Radio Show, Secure Act / January 05, 2020

SECURE ACT: Impact on RMD (Podcast)

SECURE ACT: Impact on the Required Minimum Distribution Hosted by CFP® Marc Freedman of Freedman Financial, “Dollars & Sense” is designed to provide “Financial Advice in a Language You Can Understand®”, Marc gives listeners a chance to learn about financial planning, investments, retirement, and more so that they can make...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG / December 16, 2019

Stealth Expenses in Retirement, Dollars & Sense VLog

Dollars & Sense THIS SEGMENT: Stealth Expenses in Retirement, 10/27/19-s4...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG / December 11, 2019

Rethinking Florida for Retirement, Dollars & Sense VLOG

Dollars & Sense THIS SEGMENT: Rethinking Florida for Retirement, 10/27/19-s3...

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LPL Financial and Market Research / December 10, 2019

Bringing Markets into Focus – Taking a Look

“At LPL Research, as we look forward to the year 2020 and a new decade, some key trends and market signals will be important to watch, including progress on U.S.-China trade discussions, an encouraging outlook from corporate America, and continued strength in consumer spending. Trade risk, slower global growth, and...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG / November 27, 2019

Preparing for Life in Retirement, Dollars & Sense VLOG

Dollars & Sense THIS SEGMENT: Preparing for Life in Retirement, 10/27/19-s2...

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Dollars & Sense VLOG, Freedman Financial / November 25, 2019

Value of Personalized Service, Dollars & Sense VLOG

Dollars & Sense THIS SEGMENT: Value of Personalized Service, 10/27/19-s1...

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Life Transition, Retirement Planning / November 24, 2019

When you think of “Retirement” what words come to mind?

That’s a question we posed to our clients a couple years ago when we moved to our new office location. Our goal was to build a word cloud. You know, that computer generated design that makes certain words larger than others based on the number of times they’ve been mentioned....

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Dollars & Sense VLOG, Freedman Financial / November 08, 2019

The Clients We Serve, Dollars & Sense VLOG

THIS SEGMENT: The The Clients We Serve, 9/15/19 SEG 4...

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Just for Fun / November 07, 2019

These are Your Favorite Apps

Click here to to view and download the entire ‘Favorite Apps’ list. (Clickable links included.) Tracking #1-914164...

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Dollars & Sense VLOG, Retirement Planning / October 15, 2019

Open Minded Approach to Retirement Planning, Dollars & Sense VLOG

THIS SEGMENT: Open Minded Approach to Retirement Planning, 9/15/19 SEG 3...

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Dollars & Sense VLOG, Market Commentary / October 01, 2019

Outlook for the Rest of the Year, Dollars & Sense VLOG

THIS SEGMENT: OUTLOOK FOR THE REST OF THE YEAR, 9/15/19 SEG 2...

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Dollars & Sense VLOG, Life Transition / September 15, 2019

The Impact of Moments, Dollars & Sense VLOG

THIS SEGMENT: THE IMPACT OF MOMENTS, 9/15/19 SEG 1...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Financial Tips, Personal Finance / September 13, 2019

Why You Need an Emergency Fund, VLOG

Dollars & Sense THIS SEGMENT: Why You Need an Emergency Fund, 8/11/19...

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Financial Planning, Market Commentary / September 12, 2019

Economic Outlook for the Rest of 2019

Financial Advice in a Language You Can Understand® With Labor Day in the rearview mirror, the kids are back at school, and those who make their livelihood in the financial markets have returned from summer vacation. It’s a time where trading volume increases, corporate budget meetings ensue, and year-end planning...

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Beneficiary, DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Financial Tips / September 10, 2019

Don’t Forget the Beneficiary – Avoid Probate, VLOG

Dollars & Sense THIS SEGMENT: Don’t Forget the Beneficiary – Avoid Probate 8/4/19...

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Marc Freedman, Press / August 22, 2019

Financial Advisor Marc Freedman Presents at National Industry Conference

[PEABODY, MA] — [August 22, 2019] – Marc Freedman, CFP®, financial planner at Freedman Financial, recently attended LPL Financial’s Focus 2019 conference, one of the financial advice industry’s premier events and the largest annual conference hosted by LPL Financial. Freedman joined a select group of LPL Financial advisors invited to...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Market Commentary, World News / August 11, 2019

The Truth About the S&P 500, VLOG

Dollars & Sense THIS SEGMENT: The Truth About the S&P 500, 8/11/19...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Market Commentary, World News / August 11, 2019

Thoughts on Market Volatility, VLOG

Dollars & Sense THIS SEGMENT: Thoughts on Market Volatility, 8/11/19...

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Life Transition, Long-Term Care / August 10, 2019

Ways to Ensure the Future Care of Your Parents

Many adults are finding that their aging parents are in need of health care assistance. Luckily, there are many options available today to help your parents grow old gracefully, either in their own home or in a facility, and several ways that you can finance the costs of the care....

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Estate Planning, Financial Planning, Legacy Planning, RESOURCES, Surviving Spouse / August 09, 2019

IRAs and Beneficiary Designations, VLOG

Dollars & Sense THIS SEGMENT: IRAs and Beneficiary Designations, 8/4/19...

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Financial Tips, Life Transition, Personal Finance, Personal Planning / August 08, 2019

Evergreen Principles For Finding Financial Balance

It’s not simply a matter of working harder; it’s much more about using your non-financial skills and talents in new ways to bring you prosperity and a greater sense of personal satisfaction. Here are five tips to follow when seeking balance in your finances. ACCESS TO MONEY IS NOT EVENLY...

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Charitable Giving, Holiday Planning, Just for Fun / August 07, 2019

What About a Volunteer Service Vacation?

They could be among the most memorable journeys you take. Travel with a difference: the essence of the volunteer vacation. You take the trip, you help make the difference for others, and perhaps you see the world differently as a byproduct. If you are thinking about combining travel with some...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Education Planning / August 04, 2019

College Days, Financing Tuition Part 2, VLOG

Dollars & Sense THIS SEGMENT: College Days-Financing Tuition Part 2, 8/4/19...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Education Planning, RESOURCES / August 04, 2019

College Days-Financing Tuition Part 1, VLOG

Dollars & Sense THIS SEGMENT: College Days-Financing Tuition Part 1, 8/4/19...

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Financial Planning, Financial Tips, Just for Fun, Personal Planning / July 16, 2019

Test Your Money Smarts

Think you have a good handle on the basics of investing? Take this 10-question quiz to see how you rate on basic investment skills. 1. If you buy a share of company stock, a. You own a part of the company. b. You become responsible for the company’s debts. c....

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Financial Tips, Personal Finance / July 14, 2019

Net Worth and Cash Flow, VLOG

Dollars & Sense THIS SEGMENT: Net Worth and Cash Flow, Dollars & Sense, 7/14/19...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Financial Tips, Life Transition, RESOURCES, Retirement Planning / July 14, 2019

8000 Days of Retirement, VLOG

Dollars & Sense THIS SEGMENT: 8000 Days of Retirement, 7/14/19...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Financial Planning, RESOURCES, Wealth Management / July 14, 2019

Difference Between Wealth Management & Financial Planning, VLOG

Dollars & Sense THIS SEGMENT: Difference Between Wealth Management & Financial Planning, 7/14/19...

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Education Planning, Financial Tips, Kids and Money, Personal Planning / July 13, 2019

Reputation Management: Everything doesn’t need to be put out there.

Picture an admissions officer at an elite university, weighing whether that school should accept your child in its next freshman class. A quick Instagram or Facebook profile search discourages that academic gatekeeper. Your kid doesn’t get into that great college, all because of what was posted online. “Keeping it real”...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Financial Tips, Life Transition, Personal Finance, RESOURCES / July 07, 2019

What Does it Mean to Be Wealthy, VLOG

Dollars & Sense THIS SEGMENT: What Does it Mean to be Wealthy, 7/7/19...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Freedman Financial, Marc Freedman, NEW CLIENT INFO, RESOURCES / July 07, 2019

How to Work with Freedman Financial, VLOG

Dollars & Sense THIS SEGMENT: How to Work with Freedman Financial, 7/7/19...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Freedman Financial, Marc Freedman, NEW CLIENT INFO / July 07, 2019

What Happens in Initial Consult with Freedman Financial, VLOG

Dollars & Sense THIS SEGMENT: What Happens in Initial Consult with Freedman Financial, 7/7/19...

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DOLLARS & SENSE Radio Show, Dollars & Sense VLOG, Financial Tips / July 07, 2019

Getting Your Financial House in Order, VLOG

Dollars & Sense THIS SEGMENT: Getting Your Financial House in Order, 7/7/19...

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Life Transition, Personal Planning, Retirement Planning / July 06, 2019

Retirement Expectations vs. Reality

Just as few weathercasters can accurately forecast a month’s worth of temperatures and storms, many retirees find their futures unfolding differently than they assumed. Your assumptions may be tested as well. You may retire sooner than you anticipate. A majority of pre-retirees polled in the 2016 Transamerica Retirement Survey believed...

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LPL Financial and Market Research / June 24, 2019

Midyear Outlook 2019 from LPL Research, Revised Forecasts

LPL Research’s Midyear Outlook 2019 provides updated views of current fundamentals and the things that should persist as shorter-term concerns fade and emphasizes their four primary pillars for fundamental investing—policy, the economy, fixed income, and equities. As the headlines change daily, look to these pillars and LPL Research’s Midyear Outlook...

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Financial Tips, Personal Finance / May 10, 2019

Jumbles of Numbers and Life Goals

These are important figures to keep in mind, but they miss a key critical element: how you go about defining and prioritizing your unique life goals, and then tracking your progress toward them. Here are five ways to make sure that the numbers don’t sidetrack you from what’s really important...

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Scholarship / April 24, 2019

Freedman Financial Scholarship Winner 2019 – Andrew Zipper

One who is responsible takes accountability for his actions, acts independently and maintains control. As I graduate high school and embark on adulthood, I am quickly finding that as my parents warned, many responsibilities loom ahead. One of the most daunting, yet important is financial responsibility. My choices and actions...

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EVENTS / April 22, 2019

Market update and outlook with J.P. Morgan

Please join us to hear insights on today’s most critical economic and investment topics from Dr. David Kelly, Managing Director, Chief Global Market Strategist, J.P. Morgan Asset Management. Using the most recent edition of J.P. Morgan Asset Management’s Guide to the Markets, David will share thoughts on the current economic...

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Charitable Giving, Financial Planning, Financial Tips, Kids and Money, Personal Finance / March 08, 2019

Children and Wealth: Important Financial Literacy Lessons Start Early

Wealth creates great opportunity as well as weighty responsibility — especially for children. As a parent, grandparent, or concerned relative, you hope to pass on what you have learned about managing and preserving wealth to the younger generation. However, you want the family legacy to be about more than astute...

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Freedman Financial, Marc Freedman, Press / February 27, 2019

Nationally Recognized and Ranked in the Top 20 Best-In-State for Massachusetts

FOR IMMEDIATE RELEASE [PEABODY, MA] — [February 25, 2019] – Marc Freedman of Freedman Financial was recently ranked No. 19 in Massachusetts in the annual Best-In-State Wealth Advisors list published by Forbes. According to Forbes, the annual list highlights over 2,000 of the nation’s top-performing advisors, nominated by their firms...

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Investment Planning, Personal Finance, Personal Planning, Retirement Planning / January 23, 2019

Time is Your Friend. The Power of Compounding.

While some people may frantically try to catch up on retirement saving after age 50, you have the chance to harness the power of compounding by starting decades earlier. When you start may matter more than how (or how long) you invest. Take the example of a hypothetical 25-year-old, Heather,...

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Scholarship / January 09, 2019

Freedman Financial Now Accepting 2019 Scholarship Submissions

It’s Scholarship Time! The Freedman Financial Associates Inc. Scholarship was created to heighten the awareness of personal financial planning, and fiscal responsibility among graduating high school seniors. Now in its 20th year, the Freedman Financial has collectively awarded more than $19,000 to past winners. Eligibility: Any graduating high school student...

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Financial Planning, Financial Tips, Investment Planning, Tax Information / December 26, 2018

Has Your Plan Changed?

From an investment standpoint, 2018 will likely be remembered as the year when nothing seemed to work. Despite efforts to build well-balanced portfolios and minimize risk, it was tough to find safe zones – every investment category seemed to feel some degree of pain. It didn’t matter that in prior...

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LPL Financial and Market Research / December 18, 2018

FUNDAMENTAL: How to Focus on What Really Matters in the Markets

We are pleased to announce the release of the LPL Research Outlook 2019: FUNDAMENTAL: How to Focus on What Really Matters in the Markets, filled with investment insights and market guidance for the year ahead. After nearly 10 years of witnessing the U.S. economy and stock market recover—and thrive—investors are...

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Blog, Debt, Financial Tips / December 10, 2018

Yes, You CAN Get Out of Debt

In America today, carrying some debt is unavoidable, and even desirable, for most households. But between mortgages, car payments, and credit cards, many Americans find themselves over their heads — unable to dig out from under a growing debt burden that consumes an ever-growing portion of their resources. The average...

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Financial Planning, Financial Tips, Personal Finance, Wealth Management / October 30, 2018

Are You Undercutting Your Efforts to Build Wealth?

Good money habits can help you as you save and invest for the future. Bad habits can leave you treading water (or underwater) financially. Here are some to avoid. Not saving enough. Instead of paying themselves first, some families pay others first. Dollars they could save and invest are instead...

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EVENTS, Freedman Financial / September 13, 2018

Reduce. Reuse. Recycle.

On Saturday, September 22nd Freedman Financial will offer clients and the community the opportunity to have their paper records shredded and recycled during our Community Shredding Day. This free event aims to raise public awareness of the need to securely destroy confidential material in order to prevent identify theft and...

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Blog, Just for Fun, Personal Planning / September 06, 2018

Why We Need A Voice Like Mr. Rogers

I am no film critic, but I know what I like, and I like what I know! Though I’ve never considered myself a “movie maven,” I do find myself attracted to art films, the kind they show at Kendall Square or West Newton Cinema…where the dress code is decidedly Birkenstocks...

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Financial Tips, Kids and Money / August 17, 2018

Breaking Habits

What’s the first thing that you do in the morning after you wake up? Do you check your email? Scroll through Facebook? If you’re like most, you brush your teeth, put on your pants and hold your coffee cup the same way every morning. These consistent acts create our array...

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Life Transition, Personal Planning / August 10, 2018

Keep Your Head in the Game: Avoiding Mental Errors When You Invest

In the sports world, a mental error can cost your team the big game. When you are investing, a mental error can put your retirement portfolio at risk. Mistakes often result from letting misconceptions and emotions affect your decisions. Successful investing generally requires logic and reasoning. To avoid a fumble,...

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Blog, Financial Planning, Marc Freedman / August 01, 2018

For 50 Years, Freedman Financial Has Provided ‘Financial Advice in a Language You Can Understand™’

Tucked away in historic Peabody, Mass., nestled along the gateway to Salem, just north of Boston, is Freedman Financial, a family-run practice that started 50 years ago in the basement of Barry Freedman’s home. He built the business going door-to-door, determined to make a difference in the lives of his...

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LPL Financial and Market Research, Market Commentary / July 16, 2018

Mid Year Outlook 2018

“For the second half of 2018, continued economic growth and market gains may bring the heightened drama of increased volatility. So while there may be some twists and turns ahead, at LPL Research we expect the positive fundamentals to prevail.” Click here for full 2018 Mid Year Outlook. Tracking #1-747597...

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Insurance, Medicare / July 03, 2018

How — and When — Do I Sign Up for Medicare?

If you are already receiving Social Security benefits before you turn age 65, no sign-up is required for Medicare Part A or Part B. Part A is basic hospital insurance; Part B helps to pay for medically necessary services such as doctor visits or outpatient care. You automatically become eligible...

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Blog, Just for Fun, Life Transition, Retirement Planning / June 13, 2018

The Greatest Milestone of all…Life in Retirement

Did you know that 80% of all people who ever lived to age 65 are alive today? So with so many people between 65 and “death”, we thought we’d share a compilation of things to do… LIFE IN RETIREMENT SPEND YOUR MONEY – This isn’t your father’s retirement. One of...

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Life Transition / May 23, 2018

Commencement Speech by Dr. Lauren Beitelspacher for Babson College Class of 2018

Thank you so much! I am so incredibly honored by this award. You guys were my first group of students when I got to Babson. I was so nervous when I first started teaching you, but right away, you made me feel like I had found a home here at...

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Financial Tips, Investment Planning / May 09, 2018

Growth Investing — A Core Part of Your Long-Term Strategy

Long-term investment goals are as unique as the people who set them. Some investors set their sights on building a dream home; others may be looking to launch a new business. Still others seek the more traditional long-term goals of a comfortable retirement or funding a child’s education. No matter...

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Scholarship / May 02, 2018

Kylie Barry, Freedman Financial 2018 Scholarship Winner – Congratulations!

What does financial responsibility mean to you? The older I get, the more I come to understand the true value of a dollar. It began when I was a toddler and first learned that money was what bought us every tangible object we owned. At that point in my life...

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Financial Planning, Investment Planning, Life Transition, Personal Planning, Retirement Planning / April 23, 2018

10 Reasons It’s Time for a New Financial Plan

It’s more important than ever to have a Financial Plan that places your interests first. The following ten ideas will lend pause as you think about whether it’s time to revisit your current financial plan. YOUR LAST FINANCIAL PLAN IS COLLECTING DUST If you’re like many people, the allure of...

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Blog, Financial Tips, Kids and Money, Life Transition, Personal Finance / April 13, 2018

A Proposal to Infuse Financial Life Skills into Public School

It is my belief that infusing real life skills into a Public School’s curriculum is essential for preparing our children for the “real world”. Over the years, I’ve had periodic opportunities to “guest speak” at many schools and talk to the students about making smart financial decisions in real life....

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Blog, Financial Planning, Video / April 05, 2018

Walk In Our Shoes [VIDEO]

They say you have to walk in a person’s shoes to know where they’re going and why. Planning for your financial future is a journey you don’t have to walk alone. Tracking #1-714136...

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Freedman Financial, Marc Freedman / April 04, 2018

Reflections on 50 years of Financial Planning Advice

This month Freedman Financial will celebrate 50 years of providing financial planning and investment advice to individuals and families. Back in 1968, planning for your financial future was a relatively foreign idea, yet the “vision” of retirement very clear. On the last day of work, your company would throw retirement...

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Freedman Financial, Marc Freedman, Press / April 03, 2018

Freedman Financial Celebrates 50 Years Financial Planning and Investment Advice

FOR IMMEDIATE RELEASE Peabody, MA-April 2018— Freedman Financial of Peabody, MA is proud to announce their 50th anniversary of providing financial planning and investment advice to individuals and families who live or have roots on the North Shore and Merrimack Valley. Started by its founder, Barry M. Freedman on April...

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Financial Planning, Financial Tips, Video / March 28, 2018

Consequences: Improve Making Good Financial Choices [VIDEO]

We’ve all made bad decisions. This video shows how you can improve your odds of making good financial choices with the latest technology that supports the advisor’s expertise. Learn more. Financial advice in a language you can understand. TM Tracking # 1-708319...

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Financial Planning, Life Transition, Video, Women Investors / March 19, 2018

Protecting Those You Love Most [VIDEO]

Learn more about financial strategies that can help women protect themselves and their families, should something unfortunate occur. Tracking #1-714073...

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Blog, Insurance, Long-Term Care, Medicare / March 13, 2018

Things to Consider if Thinking About Long-Term Care Insurance

There is a good possibility that you or your spouse will eventually require some form of long-term care. According to the U.S. Department of Health and Human Services, about 70% of people aged 65 or older will enter a nursing home for some period of time during their lifetimes.1 Whether...

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Financial Planning, Financial Tips, Retirement Planning, Video / March 06, 2018

Retirement Education, Retirement is Approaching [VIDEO]

95% of Americans have not saved enough for retirement. Act now, your retirement is approaching. Tracking #1-714086...

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Freedman Financial, Marc Freedman, Press / March 01, 2018

Forbes Ranks Marc Freedman as Best-In-State TOP WEALTH ADVISOR in MASSACHUSETTS

FOR IMMEDIATE RELEASE BOSTON — March 1, 2018 — Marc Freedman, President and CEO of Freedman Financial was ranked on Forbes Best-In-State Wealth Advisors list for 2018. The Forbes Best-In-State Wealth Advisor ranking, developed by SHOOK Research, is based on in-person and telephone due diligence meetings and a ranking algorithm...

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Charitable Giving, Holiday Planning / February 27, 2018

Making a Charitable Choice: What Does Giving to Charity Mean to You?

Perhaps you think of dropping your change into a can at a local shop or placing a few dollars into a Salvation Army kettle during the holidays. Maybe you’ve bought Girl Scout cookies or donated clothing to a local relief organization. Opportunities for giving surround us each day. The greatest...

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Financial Planning, Video / February 23, 2018

Life in a Box [VIDEO]

LIFE IN A BOX is rarely that simple, especially the older we get. How about your ‘financial house’? Do you use a file cabinet? Or perhaps a row of shoeboxes? Some use a spread sheet, while others… a post-it note. But no matter what you use, it works… well… sort...

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Blog, Market Commentary, Scholarship, Video / February 15, 2018

Freedman Financial Discusses Market Volatility FEB 2018 [VIDEO]

Marc Freedman and Marion Gilman of Freedman Financial share their thoughts about the recent market volatility. Highlights: This is normal volatility Underlying fundamentals of the economy are good Freedman Financial continues to rebalance ALL CLIENT portfolios as the market shifts Last year’s low ‘pull back’ likely left many complacent resulting...

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Debt, Financial Tips, Personal Finance, Personal Planning / February 13, 2018

Avoid These Financial Traps — They May Be Hazardous to Your Wealth

Money. It’s hard to get and easy to lose. It doesn’t take long for the wealth you’ve accumulated to disappear if you don’t manage your money well or have a plan to protect your assets from sudden calamity. Snares like the ones mentioned below could easily threaten your financial security....

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Estate Planning, Insurance, Legacy Planning, Surviving Spouse, Video / February 06, 2018

The Dress Rehearsal, Planning For When You’re Not There [VIDEO]

Our lives are marked by special moments, that define who we are and what’s important to us. You’ve planned for these special moments… But what happens to your family when you’re suddenly not there? Have you planned for that? Tracking #1-714105...

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Scholarship / February 01, 2018

Freedman Financial Now Accepting 2018 Scholarship Submissions

It’s Scholarship Time! The Freedman Financial Associates Inc. Scholarship Program is designed to heighten the awareness of personal financial planning, and fiscal responsibility to graduating high school seniors. Eligibility: The scholarship is available to any graduating high school student who is a child, grandchild and/or great-grandchild of a current Freedman...

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Blog, Financial Planning, Investment Planning / January 30, 2018

Is Your Portfolio Mix Right for Today’s Market?

To help you determine if your asset allocation is appropriate for today’s market environment, complete the following worksheet.1 Then, call your financial advisor — together you can decide if changes in your portfolio management strategy may be necessary. 1Asset allocation does not assure a profit or protect against a loss....

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Blog, Tax Information / January 24, 2018

Tax Reform: Historic Tax Bill Signed into Law

On December 22nd President Trump signed a historic tax bill into law. The quick passage left many scrambling to understand whether the new law would impact them. Journalists posted articles that raised additional questions. The result was huge amounts of uncertainty and misunderstanding. A New York Times poll early December...

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LPL Financial and Market Research, World News / January 15, 2018

Outlook 2018: Return of the Business Cycle

The recently released LPL Research Outlook 2018: Return of the Business Cycle publication contains the investment insights and market guidance for the year ahead. Traditional business cycle drivers are expected to take a larger role in spurring further economic and market growth in 2018, as we have experienced a fundamental...

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Estate Planning, Financial Planning, Kids and Money, Legacy Planning, Retirement Planning, Video / January 09, 2018

Your Greatest Assets [VIDEO]

Sometimes it helps to know someone is in your corner. Learn how we can help you navigate the complexities of building wealth and how to put a plan in place to manage your financial future. Tracking #1-714160...

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NEW CLIENT INFO / January 03, 2018

Getting to Know Freedman Financial

As fiduciaries, placing your interests first is the cornerstone to our relationship. We’ve done it this way for more than 50 years– and now we have an opportunity to share our approach with you. From our very first conversation, you’ll find us asking about everything in your financial life –...

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RESOURCES / January 02, 2018

‘Dollars & Sense’

Dollars & Sense is a financial radio show created and hosted by Marc Freedman, President and CEO at Freedman Financial. Designed to provide “Financial Advice in a Language You Can Understand TM”, Marc gives the radio show listeners a chance to learn about financial planning, investments, retirement, and more so...

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Financial Tips, Kids and Money, Personal Finance, Personal Planning, Video / January 02, 2018

You Got This! Unique Financial Goals [VIDEO]

Millennials have different financial challenges from their parents. We get it! We understand their unique financial goals and are there to help when they need it. Tracking #1-714155...

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NEW CLIENT INFO, RESOURCES / January 01, 2018

Fact Finder

Data Gathering — Our primary objective is to be a Fiduciary, placing your interests first. Thus, before any recommendations are offered we create and review a collective picture of where you stand financially. Knowing where you stand financial is an integral first step. Click here to open our editable Financial...

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NEW CLIENT INFO, RESOURCES / January 01, 2018

Getting Your Financial House in Order

Here’s what you can expect from Freedman Financial: Net Worth & Cash Flow Planning • Risk Management Planning • Investment Planning • Retirement Planning • Tax Planning • Estate Planning • Generational Care and more. Click on the image for an expanded view, or click here for a downloadable version....

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RESOURCES / January 01, 2018

How to Prepare for Your Initial Consultation

Hiring a financial planner is an important decision in your life and must be built on a foundation of trust. We seek solely to build life-long relationships with our clients and the enclosed “Core Values and Beliefs” sheet embodies our commitment to you. Generally, an initial consultation lasts sixty to...

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RESOURCES, RESOURCES-Helpful Websites / January 01, 2018

AARP, Real Possibilities

Since its inception in 1958, AARP has grown and changed dramatically in response to societal changes, while remaining true to its founding principles: To promote independence, dignity and purpose for older persons To enhance the quality of life for older persons To encourage older people “To serve, not to be...

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RESOURCES, RESOURCES-Helpful Websites / January 01, 2018

SSA

Social Security has provided financial protection for our nation’s people for over 80 years. Chances are, you either receive Social Security benefits or know someone who does. With retirement, disability, and survivors benefits, Social Security is one of the most successful anti-poverty programs in our nation’s history. Learn more here....

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RESOURCES, RESOURCES-Helpful Websites / January 01, 2018

Investment Research Company

Morningstar is an investment research company offering mutual fund, ETF, and stock analysis, ratings, and data, and portfolio tools. Discover actionable insights today....

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Just for Fun, Life Transition, Personal Finance, Personal Planning / December 27, 2017

10 Daily Rituals Most Millionaires Have In Common

As those who have joined the ultra-desirable millionaire club can undoubtedly attest to, earning and saving that much money takes time, commitment, discipline, and a careful focus on dollars and cents. But what many individuals who aim to be millionaires—and even many current millionaires—don’t know is that there are a...

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Financial Planning, Financial Tips, Kids and Money, Life Transition, Video / December 05, 2017

The Delegator: Busy Families Unable to Monitor Their Financial Future [VIDEO]

Eddie and Colleen’s busy lifestyle leaves them unable to monitor key aspects of their financial future. Relationships with financial professionals leaves them disappointed. Seems that they are only interested in offering Eddie and Colleen investment ideas, and not addressing the couples bigger picture issues like retirement, cash allocation, Insurance, etc....

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Retirement Planning, Video / November 14, 2017

Enjoy Retirement. Spend Money. Saving vs. Spending [VIDEO]

We often hear the phrase – “I was taught the importance of saving money – but no one ever taught me how to spend it.” Watch our video – Spend Money in Retirement If you’re approaching or living in retirement it can be scary, intimidating and overwhelming. That’s why we...

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Life Transition, Marriage, Personal Planning / October 17, 2017

The Financial Side of Marriage Equality

Have your financial plans kept up? Any couple has a constitutional right to be married in any state and to receive all benefits of marriage in that state, the United States Supreme Court has held in a series of decisions. These decisions — primarily United States vs. Windsor and Obergefell vs....

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Financial Tips / August 21, 2017

The Importance of Emergency Savings

Rainy Day Fund aka Emergency Savings Did you know that most financial experts recommend setting aside enough money to cover three to six months’ worth of expenses in the event of a major financial surprise? That’s because a well-funded emergency account has the potential to get you through tough times...

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LPL Financial and Market Research, Marc Freedman, Press / August 02, 2017

Marc Freedman Leads Session at LPL Financial National Conference

FOR IMMEDIATE RELEASE Peabody, Mass. — Marc Freedman, CFP®, president of Freedman Financial, recently attended LPL Financial’s Focus 2017, one of the financial industry’s premier events and the largest annual conference hosted by LPL, a leading retail investment advisory firm and the nation’s largest independent broker-dealer*. Freedman joined a select...

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Marc Freedman, Press / July 08, 2017

Marc Freedman Named on Investopedia 100 List of Top Influential Financial Advisors

FOR IMMEDIATE RELEASE New York/Boston — July 10, 2017 — Marc Freedman, President and CEO of Freedman Financial was named on the INVESTOPEDIA 100 list of influential financial advisors. Investopedia, the premier online source of trusted financial information and services, announced the inaugural INVESTOPEDIA 100, a ranking of influential financial advisors based on social, digital...

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Retirement Planning, Video / June 05, 2017

How Retirees Make Smart Financial Decisions [VIDEO]

How Retirees Make Smart Financial Decisions | Freedman Financial, Peabody MA, shares how they help retirees make smart financial decisions during their pre and post retirement years. Ed and Nancy have a problem. Ed’s been offered an early retirement package from his employer. But the details are complicated and confusing....

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Financial Planning, Life Transition, Personal Finance, Personal Planning / May 08, 2017

The Sandwich Generation: How the Fletchers Provide for Parents and Kids

Financial Obligations to Kids and Parents? Welcome to the Sandwich Generation. As a consequence of an aging population, more working Americans are finding themselves faced with a new challenge — trying to save for retirement while sandwiched between financial obligations to children and to elderly parents. With two children in...

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Scholarship / April 27, 2017

Meet Grace Theriault, Freedman Financial 2017 Scholarship Winner – Well Done!

What Does Financial Responsibility Mean to You? The meaning of financial responsibility has changed dramatically from my days of babysitting the kids in the neighborhood for a few bucks to working two jobs the majority of the year. In the beginning, I would just work for extra money that I could...

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Debt, Financial Tips, Retirement Planning / March 06, 2017

Will Debt Hinder Your Retirement Outlook?

Research shows that individuals over age 65 are carrying more debt today than they did a decade ago. How might this reality play out as these older Americans enter retirement? The number of Americans in or nearing retirement who are still holding significant mortgage, auto, even student loan debt has...

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Surviving Spouse, Video / February 13, 2017

Financial Advice for the Widow [VIDEO]

Not long after Angie and Spencer celebrated their 50th wedding anniversary, Spencer passed away. Angie needed some professional assistance to better understand how to handle her late husband’s IRA, Pension and Social Security. She needed to find someone that would help her get her financial house in order. She needed...

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Charitable Giving / December 12, 2016

Double Your Impact with These Charitable Giving Strategies

Americans are a generous people. Many support charitable organizations that enhance their communities and enrich their personal lives. In addition to giving wisely to nonprofit groups, it’s important to anticipate financial obligations to family members while you’re still of sound mind. A charitable lead trust (CLT) may be the ideal tool...

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Debt, Holiday Planning / November 07, 2016

Surviving the Holiday Spending Season…Debt Free

Learn to Avoid the Credit Card Crunch or Dangerous Pitfall of Borrowing… Here’s how to establish a holiday wish list and spending budget: Start by determining the total amount of money that you want to budget for gifts. Carefully evaluate how much money your budget will allow for holiday spending. Be...

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Investment Planning / October 16, 2016

The 10 Cornerstone Principles of Asset Allocation

There are 10 principles for establishing and maintaining an optimal asset allocation. With them, you can build an appropriate portfolio for your situation. Principles can be described as the beginning, the foundation, the source, or the essence upon which things build and expand. They are important in investing because they...

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Scholarship / October 09, 2016

Meet Laura Shrago, Freedman Financial 2016 Scholarship Winner – Well Done!

What does financial responsibility mean to you? From a young age, kids are taught many values that will help them throughout their life, most of which are embodied by the universal principle of responsibility, under which falls the important element, financial responsibility. As I’ve gotten older, financial responsibility has become...

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Scholarship / October 09, 2015

Meet Laura Jennings, Freedman Financial 2015 Scholarship Winner – Well Done!

What Does Financial Responsibility Mean to You? Financial responsibility has many aspects to me. I used to think that I was financially responsible if I did not lose the dollar given to me by my parents to purchase a candy bar. However, the older I get, the more complex the...

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Scholarship / October 09, 2014

Meet Sam Feinstein, Freedman Financial 2014 Scholarship Winner – Well Done!

What Does Financial Responsibility Mean to You? Financial responsibility is all about recognizing limits and knowing how to avoid passing them. It means never buying anything you can’t afford. This may sound simple but in America’s credit driven economy, it is easy to get buried in debt. Keeping an accurate...

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Scholarship / October 09, 2013

Meet Sara Grosslein, Freedman Financial 2013 Scholarship Winner – Well Done!

What does financial responsibility mean to you? The future is exciting; nonetheless, it can also be frightening to think about especially in terms of financial security.  So many people today are saddled with debt due to high costs of living.  Our nation is exceedingly expensive in this day and age. ...

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Scholarship / October 09, 2012

Meet Jordyn LeBlanc, Freedman Financial 2012 Scholarship Winner – Well Done!

What does financial responsibility mean to you? There comes a time in everyone’s life when we have to make the transition from being a child, dependent on our parents for our most basic needs, to independent young adults eager to enter the world filled with many different responsibilities.  This transition...

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